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Main Page/FTF Sep2016

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The Web Payments Interest Group meets 22-23 September 2016 during TPAC 2016; see the TPAC meeting page for information about the venue, etc.

Registration is open until 2 September 2016. Member-visible list of who has registered.

See also:

Minutes

Agenda

Goals:

  • Review and discuss plans regarding standardization of
    • Digital Offers – work of the task force and progress on a CG charter
    • Verifiable Claims – update
    • Interledger Payments - update
  • Achieve better understanding of the regulatory landscape in Europe
  • Initiate discussion of
    • Paid content
    • Micropayments

22 Sep

Notes:

  • AC Meeting is 15:00-18:00
  • Ian will be at AC meeting from 16:30-17:30

23 Sep

  • 09:00-10:00: ISO Payment Group Liaisons and Work Status (William Vanobberghen)
  • 10:00-10:30: Break
  • 10:30-12:00: Payments in China (Angel Li)
    • Intro (5 mins) Angel Li
    • Alibaba (15) Depeng Li
    • WeChat (15) Chao Guo, Crest Xu
    • Baidu (15) Haibin Huang
    • Qihoo 360 (15) Sonfeng Li
    • Q&A (10) Angel
  • 12:00-13:00: Regulatory landscape (Jean-Yves Rossi)
  • 13:00-14:30: Lunch
  • 14:30-15:30: Blockchain Update (Marta Piekarska)
  • 15:30-16:00: Break
  • 16:00-17:00: Discussion, next steps - see below (Erik Anderson, David Ezell)

Next Steps - For Discussion

Focus IG effort in these areas, per discussion at the f2f

  • Digital Offers
    • Champion: Linda Toth
    • Next steps: Digest the IG disussion, meet as a task force, launch CG around 10 october
  • Regulatory Review
    • Champion: Jean-Yves
    • Next steps: Set up a place to gather materials from contributors in order to build a regulatory mapping
  • ISO TG1/ISO20022 RMG+RA/W3C Liaison
    • Champion: TBD.
    • Next steps: David Ezell to talk to Kris Ketels about champion role
  • Vision
    • Next step: Ian to help organize a review of our Vision piece with a view to updating it. Also review role of use cases document.
  • Communications
    • Champion: David Ezell
    • Next step: David to work on an overview of W3C payments (and related) activities and how they relate.

Watch these spaces

  • Verifiable claims
    • Next steps: VCTF to work on a package of information (charter, use cases) to request W3M review.
  • Paid Content CG
  • Blockchain CG
  • ILP CG

Logistics going forward

  • IG telcons
    • Keep 10:00 ET Monday slot open.
    • Call meetings as needed.
    • Expect most work to be done in task forces - IG discussion only as needed.
  • Encourage champions to use IG time if it's available.
  • Next face to face (date and location)

Notes

People in parentheses have committed to lead a session; please contact them if you would like to get involved.

  • Coupons/Loyalty (Linda Toth, Joerg Heuer)
    • Proposed outline:
      • Overview of the plan for the work
      • Review of the Draft Charter for the CG
        • Goals
        • Scope
        • Deliverables
      • Review of fulfillment of the proposed IG Process
  • Requirements around Payments Accessibility, e.g. APA WG (Shane McCarron, Katie Haritos-Shea)
    • The APA working group has set up a task force to work on Payments Accessibility.
    • This task force is now gathering requirements from a variety of different groups.
    • The work in progress is at [1].
    • Requirements (as issues) will be tracked in [2] as they come in.
    • We are also looking at specific language that can be added to Recommendations (such as the Browser Payment Request API) to encourage implementors toward development of accessible interfaces layered atop APIs that do not have actual UI requirements. (cite the current CfC at [3])
    • present information about a11y concerns that seem particularly on point:
      • User scenarios that have an increased risk of accessibility challenges (second screen / device, timeouts, low vision / contrast sensitive, motor control, cognitive issues)
      • Web merchant payment API interaction with mediators
      • Mobile devices as payment instruments in retail
      • Multi-modal payment processes and the challenges they present
    • Ask IG for input on issues their constituents face
    • A11Y concerns with loyalty programs / coupons?
    • Invite participation in the task force
    • Encourage early review of the scenarios to increase awareness and jump-start discussions
    • [1] http://rawgit.com/w3c/apa/master/payment-accessibility-reqs/index.html
    • [2] https://github.com/w3c/apa/issues
    • [3] https://lists.w3.org/Archives/Public/public-apa-admin/2016Aug/0001.html
  • Regulatory landscape, e.g. P2PE (Jean-Yves Rossi)
    • Examine regulatory landscape from a Geographic perspective (US, Europe, China)
      • Discuss up to date information about requirements and the expected evolutions affecting payment markets
      • A first inventory about "must comply" rules or regulations
    • Needs: input from US and China.
    • Note on EBA draft requirements
  • Payment flows such as micropayments, B2B, and M2M payments.
  • Concrete topics about external standards such as ISO20022 and ISO12812
  • Payments in Emerging Economies
  • Overview of payments in China (Dapeng Li)
    • Includes: Mobile and proximity payments in China
  • Paid content discussions (Andrew Betts)
    • Different payment strategies might apply in different geopolitical locations, e.g. in the UK, “recurring payment authority” can be:
      • Standing order (set up by payer, no payee control)
      • Direct debit (payee control (when and how much), but payer can stop it) – most common method.
      • Continuous (payee has authority and control (normally used for servicing debt))
    • Aspects of these strategies include setup (boarding), counting, and billing.
    • When publishing content, producers (like Nikkei) have to follow not only local regulations and customs, but also follow policies from search engine providers.
    • SEO should be able to identify when content must be purchased, and determine amount/currency/terms available for payment.
  • ISO Liaisons and Status
    • (outline tbd)
  • Overlaps
    • AC Meeting (3-6pm on Tues and Thurs)
    • ILP (8:30-10:30 on Thurs)
    • Note on Monday: 13:30–15:30 Web Bluetooth CG; 15:30-17:30 NFC CG. If we have a proximity payment discussion we will let them know.
  • Brainstorm
    • Based on previous requests to leave time for brainstorming
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