<steph> https://lists.w3.org/Archives/Member/member-webpayments-ig/2014Nov/0012.html

<scribe> Agenda: https://lists.w3.org/Archives/Member/member-webpayments-ig/2014Nov/0012.html

Dave is going through and calling roll.

<mountie> hi

Review of agenda

dezell: Two discussion items - outreach to other groups, and IG deliverables.

<wseltzer> Agenda: https://lists.w3.org/Archives/Member/member-webpayments-ig/2014Nov/0012.html

dezell: What can we accomplish, what can we sign up for... then a task force report. Any other business after that - setting our telecon schedule to accommodate our task forces.
... anything else we should add to the Agenda?

No other additions to agenda.

Administrivia

dezell: Please join IRC first, before you dial in - Zakim will tell you what your phone number is when you join. Register yourself.
... You can do this like so - "zakim, aabb is MyName"
... Do that when you dial in - that would be helpful.
... You can also say: "Zakim, aabb is me"
... Stephane has redone the homepage.

<steph> http://www.w3.org/Payments/IG/

dezell: It has a link to a blog

steph: There's the link - I've reworked the previous page - same information except now we have a blog that will be news from the group. Short summary of face-to-face. What we see on the page is the last two blog posts.
... It's an excerpt - when we have more than just two posts, it'll take up the entire page.
... anyone in the group can post news if they feel like it.
... Or you can ask me to do so.
... This page is the IG page - if there is something missing, ask me - happy to add more info
... top menu bar - shortcuts to most important things

evert: I don't see the blog posts

steph: It's there...

dezell: Sounds like you have a cached page...

evert: refreshing - that worked, thanks.

dezell: Is there a link on this page to post to the blog?

steph: No, I'll add that.

<scribe> ACTION: Stephane to add link to post entry to blog to home page. [recorded in http://www.w3.org/2014/11/14-wpay-minutes.html#action01]

<trackbot> Created ACTION-15 - Add link to post entry to blog to home page. [on Stéphane Boyera - due 2014-11-21].

dezell: I like this change - gives us a more dynamic look on the home page. I like this a lot better.

mountie: At the bottom of the page - there is something - staff contact?

steph: EU Commission covers my staff contact salary (which is tiny)... so that's why we have the link to it.

dezell: I see the sentence about the research framework - where is the link?

<wseltzer> http://html5apps-project.eu/

steph: If you click on the icon?

dezell: Any changes to agenda? Ok w/ what I read out?

No changes requested.

dezell: I'm going to wait on rest of Administrivia until end of call.

<steph> https://lists.w3.org/Archives/Member/member-webpayments-ig/2014Nov/0007.html

Approval of Last Week's Minutes

<steph> everything listed from https://www.w3.org/Payments/IG/wiki/Main_Page#IG_Meetings

<steph> last minutes: https://lists.w3.org/Archives/Member/member-webpayments-ig/2014Nov/0007.html

evert: I saw an exchange w/ Chaals and short blog post by stephane

dezell: I don't know if his blog post was all that short.
... Evert, can you let us see what the blog post at top of page looks like?

steph: What I did was a blog post for W3C - it was just my view of things.

<steph> http://www.w3.org/blog/2014/11/payment-industry-priorities-meeting-summary-of-web-payments-ig/

steph: This one was just the part that related to the group, but that's the same content.

dezell: Let's talk about making this a more official summary, if that's ok.

<djackso3> zakim 614.560.aacc is me

dezell: I personally think it's fine, since we posted this URL, the group should ask to change summary
... If they want to.
... Any other comments on the review of previous minutes?
... anyone unhappy w/ minutes from last time.
... The minutes are approved.

<dezell> http://www.w3.org/Payments/IG/track/actions/open

RESOLUTION: Minutes for 2014-11-07 are approved for publication.

Action Items

<steph> https://www.w3.org/Payments/IG/wiki/Face2face_possible_colocation_event

<steph> https://www.w3.org/Payments/IG/wiki/Relevant_Conferences_for_the_IG

dezell: Trying to pick a date for co-location event is hard, but we do have a page on the wiki - Stephane has put that out there for us. Starting list.
... We're trying to find a good place for a face-to-face, we're looking for these because we may want the IG to have a presence there. Find someone in the group willing to participate. Find co-location opportunities that will reduce travel expenses for people.
... That page right now, steph refresh my memory - there is only one wiki page, right?

steph: There are two pages.
... One is for the co-location of next face-to-face...

<steph> https://www.w3.org/Payments/IG/wiki/Face2face_possible_colocation_event

<steph> https://www.w3.org/Payments/IG/wiki/Relevant_Conferences_for_the_IG

steph: the other one is about important conferences.
... That's about where you think we should highlight the work in this group.
... Get speaking slots, get more people into the group via those venues.
... We just passed CART 2014... and so on.

dezell: I'm going to try and get people to agree that we can retire ACTION-1
... We haven't picked the next location/date - I'd say let's close ACTION-1

<steph> trackbot, close action-1

<trackbot> Closed action-1.

dezell: anyone disagree?
... We need to get use cases out of ISO 12812 - Claudia needs input on that.
... I've also been talking a good bit to Steve Stevens of X9 - talking about strategies for mutual agreements w/ TC68 - they seem to have the most prior art in this space.
... Everyone is apologetic about how bureaucratic they are. So, I need to contact Claudia
... Stephane to post summary of meeting - leave this one open?

<djackso3> djackso3 is David Jackson

steph: I'm in agreement with myself on this.
... :P

dezell: Leave that open
... Evert setup a glossary

<steph> https://www.w3.org/Payments/IG/wiki/Glossary

evert: Just a quick discussion about list being alphabetized

manu: I don't see terminology pulled in from the Web Payments CG Use Cases document.
... Are we going to do that at some point?

<steph> Manu: bzzz bzzz bzzzzbzzz

evert: Do you have a list available?
... Took key words from use cases as listed by the IG... that should be similar to CG...
... Need input and references.

manu: I can get that to you.

dezell: Let's take that to email

manu: To be clear - I'm fine w/ the action being marked as completed.

Jean-Yves: About the glossary - International Bank of Settlements - publishing glossary for payments/settlements - last one was issued in march 2003, it's a bit old.
... I'll check if we can get some input on that.

dezell: Getting glossary into some kind of shape, and get it in line w/ industry practice is ongoing challenge.
... So, next one is for Erik - investigate use cases.
... He's not here - so can't do that one.
... If people go to main page of wiki - don't know if I've done enough here or not

<steph> https://www.w3.org/Payments/IG/wiki/Main_Page

mountie: if we keep some information at wiki - we need more information there.

dezell: The actual structure, if you're willing to work on that, it gives us a way to link to the page w/ language. I don't quite understand all wiki syntax - languages of pages, put links to wikidocs on this topic.
... I'd like to retire this action - we have it on the page.

mountie: I understand.

<dezell> trackbot, close action-13.

<trackbot> Closed action-13.

trackbot, action-13?

<trackbot> action-13 -- David Ezell to Come back with a solution to korean-specific information -- due 2014-11-14 -- CLOSED

<trackbot> http://www.w3.org/Payments/IG/track/actions/13

dezell: Any other actions we should be tracking?
... With that, let's move to the discussions.

Outreach

dezell: Where do people think we should spend our time? Any specific conferences?
... Went to Atlanta US Fed Reserve bank, presented - all day meeting - main topic of discussion at that meeting was tokenization. Roughly, half of people in the room were there to shoot holes in tokenization schemes. Other half were there were not sure if tokenization was what they wanted to talk about.

<bryan> Was that at the FRB MPIW working group meeting?

dezell: Got a lot of positive feedback about W3C and Web Payments IG meeting - Walmart was there, Jamie. Also JP Morgan Bank was there, some of same sorts of folks Erik Anderson is interfacing with. MAGTech - equipment manufacturer. I'll be posting something more definitive... US Fed Reserve all day workshops - we should have some sort of visibility

manu: Here's my list:

<bryan> Is there a public link to the meeting info, could someone post?

* (NACHA) Payments 2015

* https://payments.nacha.org/

* US Fed Payment Roundtables

* http://bankinnovation.net/2014/08/fed-payments-panel-recommends-replacing-ach/

* United Nation's Internet Governance Forum

* http://www.intgovforum.org/cms/preparatory-process-2015

* Inside Bitcoins Conference

* https://bitcoin.org/en/events

* Financial Innovation Forum

dezell: X9 is there, not only people that should be there.

steph: I'll add Manu's in the wiki - perhaps we can go beyond conferences. If each of you contribute to best conference, that would be very helpful.

manu: We should ping Dave Birch about what he thinks wrt. this as well.

steph: Very influential magazines -

manu: Payments Source, CoinDesk, Bank Innovation

steph: Any other ways of getting visibility? Mobile world - analysts have big role to play predicting/forecast.
... I'm ready to put an effort on this in the next few minutes.

evert: also influential blogs such as Consult Hyperion?

<evert> a blog like Cinsult Hyperion is useful as well

<bryan> Fyi, by MPIW I refer to http://www.bostonfed.org/bankinfo/payment-strategies/mpiw/

<evert> Consult Hyperion

dezell: I think these things are important - Money 20/20 important - I'm further behind where stephane is - where are the journals... where are the right places to go.
... That's why we're putting this out to the group.
... I was on panel w/ RSA guy.
... Any other discussions.

Nitin: Three questions on tokenization... recent article on forum around tokenization. From some of us that are working w/ clients in the field - mobile payments, we ought to have a foundational technologies bit.
... From that perspective, should we outline fundamental technologies - that may set the tone... show our work.

manu: +1
... We should be getting to something concrete as quickly as possible...

dezell: Yes, one thing in our charter review - some thought we should cut some of the stuff in the charter out.
... For IG, it's almost too soon to say "we won't look at something".
... There was a person from BitPay - large amount of interest in Bitcoin... becoming more and more common.
... Other digital currencies will follow along - USD has been a digital currency for a couple of decades now.
... The overall way that the industry is going - task force for Payment Agent - what are actual methods that might be ensconced in this work? Standards cards, tokenization schemes, ISO tokenization schemes, Apple Pay, other digital currency schemes, ACH schemes, etc.
... I do see - ongoing guideline that we're following.

manu: I think Nitin has a good point...
... Meaning that there are some fundamental things we're going to need to do.
... For example - if we think digital receipts are important - we're going to have to have some extensible format for those.
... So, there is a balance
... We don't want to stay too high level
... But we don't want to go down and say: These are the exact/only technologies we'll be using for Web Payments.
... At this point, I'm afraid that we're going a bit too high level.
... maybe that'll work itself out over the next coupel of months.

<bryan> +1 avoiding trimming the tech scope prematurely

dezell: This segues into upcoming telecon schedule. Task force that is looking into payment agent, touches on a lot of thse points. High-level things in this group meeting, deeper dive will happen in other meetings.
... I agree with you Manu, in general, I think we have a plan for getting there.
... Initial IG deliverable - what and when?

Initial IG Deliverables

dezell: Maybe we should have some ideas send by IG members on what initial deliverables should be.

manu: I think use cases and requirements document is the most important thing we could do.

dezell: Do we want Payment Agent document, or use cases?

steph: In charter, we have a list of deliverables - my view - related to your question - the most important thing - roadmap - what are major building blocks that need to be addressed?
... Associated with those blocks, we need use cases. Whether we target that, or we have a higher-level version - use case and framework document... we could discuss that as well.
... Use Cases are interesting/great - more important from my perspective is what many mentioned - what are the various modules that are needed and what is missing?
... Happy to have this discussion via email.
... There are two things we need to move relatively quickly - to keep momentum up... having a target, February - that might be the latest possible. My experience is that it's good to have a target date.
... That's a point, defining what is possible is important - I'll take an action to launch this discussion.

<scribe> ACTION: Stephane to launch discussion about deliverables for the IG. [recorded in http://www.w3.org/2014/11/14-wpay-minutes.html#action02]

<trackbot> Created ACTION-16 - Launch discussion about deliverables for the ig. [on Stéphane Boyera - due 2014-11-21].

steph: We should ask Task Force heads to convene meeting at some point - they're free to use the telecon line?
... People are free to use the telecon line - happy to create meeting for them - they need to let us know date/time.
... My suggestion is for Task Force to use the same slots as the one we have now - various task forces meeting at various times.
... For example, Joerg happy to have a meeting next week on architecture he's talking about.

<steph> https://www.w3.org/Payments/IG/wiki/Payment_Agent_Task_Force

steph: So he and I have worked on that, but we need to discuss it w/ the group.
... Now it's time to discuss w/ a broader audience. Happy to have a call dedicated to that next week.
... We need to give people time to read it before the call.

dezell: Payment Agent Task Force will meet at this time next week.
... Glossary task force - please sign up for that task force.

evert: I can also setup a document via the mailing list first.
... Harvest more before we get into the discussion.

dezell: I am leading the use cases for now - I'd like for another IG member to have that Task Force, I have it for now.

<steph> +1

<David_Jackson> Not certain all that it encompasses <newbie> but would be interested in seeing how I could help

dezell: Having a roadmap of what needs to be done was most popular idea at US Fed. There are lots of ideas on how things are going to work, knowing a way/method of approaching it is something that everyone wants to see. It's an important opportunity.

<Nitin> Manu I can help.. just need help with some W# related processes

<Nitin> W3 relayted processes

dezell: I was sort of thinking about moving it into the week. Is that a dumb idea? 9:30am Tuesday?

<mountie> +1

evert: That's a problem for me.
... Tuesday is quite busy

<bryan> Maybe run a doodle poll on the time?

<JyR> +1

<mountie> not the time, but the day

mountie: 9:30am is good - time is good, focus on the day.

<Evgeny> yes

steph: Everyone is ok with time?

dezell: West Coasters not happy w/ time, but this works for most.

<evert> +1

<scribe> ACTION: Stephane to run Doodle Poll to find different day for the Web Payments IG call. [recorded in http://www.w3.org/2014/11/14-wpay-minutes.html#action03]

<trackbot> Created ACTION-17 - Run doodle poll to find different day for the web payments ig call. [on Stéphane Boyera - due 2014-11-21].

<bryan> 6:30am is Business as usual on the west coast

dezell: Any other business?

<padler> Hi all.. sorry to interrupt.. but I am getting a conference restricted message when trying to dial the bridge..

<JyR> same for me

<steph> rrsagetn, make minutes