Main Page/FTF June2015

This is the meeting page for the 16-18 June 2015 Face-to-Face meeting of the Web Payments Interest Group in New York City. Hosted by Bloomberg at 731 Lexington Ave.

See the:

• Meeting summary
• Raw minutes: 16 minutes, 17 minutes, 18 minutes

Agenda

Meeting Goals

• Prepare materials to launch standards activities in September 2015:
  • Prioritize payments use cases and the capabilities necessary to fulfill them.
  • Review draft charter(s) and plan for first round of standardization
• Initiate discussion on other IG activities (to follow push towards launch of standard(s) groups).
• Solicit feedback from broader community on group's direction (via the roundtable)

Key Themes for Standardization

• Security and privacy
• Identity and credentials
• Payment ecosystem integration
• Settlement

Detailed

• Notes from meeting planners: Start time 8:30, end time 17:30, lunch 12:30-13:30
• We will need to manage discussion time very carefully. The agenda has slots for further discussion of tough issues.

16 June

• 08:00-08:30: Arrival at meeting venue, pick up badge
• 08:30-08:55: Introductions. (David Ezell)
  • We will have 40 people in the room, so we only have time to say a name and affiliation quickly around the table.
  • Ask for scribe volunteers for after the first session. Please volunteer on IRC
  • Ask people to confirm joining dinner tonight
• 08:55-09:00: Review of meeting goals and agenda (David Ezell)
  • Reminder of call for consensus around Vision draft
  • Where we have difficulty reaching consensus we should (1) build a list for discussion during the "extra time/breakout" sessions and (2) build list of questions for roundtable participants.
• 09:00-10:00: Capabilities for Payments (Pat Adler)
  • Goal: Review course grained web payments capabilities as input to prioritization and charter discussions.
  • Capabilities Presentation
  • Input to the discussion:
    • Web Payments Capabilities
• 10:00-10:30: Break
• 10:30-11:30: Use case / capability prioritization (Manu Sporny)
  • Goal: Consensus on priority use cases as basis for determining priority standards work.
  • Use Cases Presentation
  • Input to the discussion:
    • Web Payments Use Cases 1.0
    • Draft Roadmap
• 11:30-12:30: Browser perspective (Zach Koch)
  • Goal: Improve the IG understanding of how browser vendor(s) perceive of greater integration of payments into the Web browser.
  • Browser perspective presentation
• 12:30-13:30: Lunch
• 13:30-14:30: Card security and the Web model (Laurent Castillo)
  • Goal: Shared understanding of requirements for credentials for version 1 payments standardization
  • Input to the discussion: Secure elements presentation
• 14:30-15:30: Identity/Credentials: What do we need for payments? (Manu Sporny)
  • Goal: Build a shared understanding of 1) requirements to lower cost of regulatory compliance, 2) terminology, and 3) tradeoffs (e.g., simpler approach if some requirements are deprioritized).
  • Credentials Presentation
• 15:30-16:00: Break
• 16:00-17:00: Settlement Task Force Proposal (Adrian Hope-Bailie)
  • Goal:
    • Determine whether bridging disparate payment schemes should be part of V1 of payments architecture.
  • Settlement presentation
• 17:00-17:30: Glossary Fundamentals (Evert Fekkes and Adrian Hope-Bailie)
  • Goal: Ensure we have shared understanding of key terminology and how we plan to relate our terms to industry definitions.
  • Input to the discussion:
    • Notes for this discussion
    • Experiment in formatting glossary
    • Original glossary wiki
• 17:30: Adjourn
  • Please send breakout session ideas for tomorrow to the group list.
• 18:30: IG Dinner at Dawat

17 June

• 08:30-08:40: Housekeeping
  • Ask people to confirm joining dinner tonight
  • What will breakout sessions be?
  • Scribes
  • Any agenda changes
• 08:40-09:30: Lessons learned from ISO 12812 standardization experience (Mark Tiggas)
  • Goal: Learn from 12812 development process in order to better understand those standards and also avoid pitfalls that group encountered.
  • Question: What did that group learn about regulatory hooks in its process?
  • Question: Are there any country-specific views that we should be aware of?
  • Background: Summary of ISO12812 by Alan Thiemann
  • Presentation on Lessons Learned on ISO12812
• 9:30-10:45: Breakout sessions to discuss hot topics
  • Goal: We are likely to have open issues from the previous day that need additional (but still bounded) discussion. Or, we can have a deep dive on topics (e.g,. what does browser integration look like in practice?)
  • In practice we will sort through candidate topics for 10 minutes, then break for 1 hour.
  • Add breakout session topics here:
    • How does the payment flow work in detail (and where do browsers connect in the flow)?
      • Payment Flow Breakout Session
      • How does 3DS 2.0 into that conversation?
      • What is the real value (to merchants, payment service providers, account providers) of standard API at moment of invoking payment? (Cf. Adam's points from 16 June)
    • Use cases
      • Use Cases Breakout Session
      • Status of at-risk in list reviewed on 16 June?
      • Review of X9 comments
    • Credentials
      • Credentials Breakout Session
      • V1? Never? Background? Foreground?
    • Glossary continuation
    • Settlement
• 10:45-11:15: Break
• 11:15-11:30: Summaries from breakout groups on hot topics (David Ezell)
• 11:30-12:30: Security Next Steps (Erik Anderson)
  • Goals
    • In light of of the Capabilities and Roadmap, understand the scope of security work necessary for Web payments, whether done at W3C or elsewhere.
  • Security Next Steps Presentation
• 12:30-13:30: Lunch
• 13:30-14:30: Review Roadmap for Standardization (Ian Jacobs)
  • Goal: Generate input on draft charters with an expectation to return to them on 18 June
  • Goal: Wendy Seltzer to review state of authentication Working Group proposals from elsewhere within W3C.
  • Input to the discussion:
    • Draft Roadmap, including links to draft charter(s).
    • Discussion point: Relation of deliverables of these groups to existing groups (HTML WG, Web Apps)
• 14:30-15:30: More discussion on getting to standards (Ian Jacobs)
• 15:30-16:00: Break
• 16:00-17:15: More discussion on getting to standards (Ian Jacobs)
• 17:15: Demo (Nick Shearer and Samuel Weinig)
  • Apple pay flow
• 17:45: Adjourn
• 18:30: IG Dinner at Fusha, 1065 1st Avenue (at 58th), 10022

18 June

• 08:30-08:45: Housekeeping
  • Scribes
  • Seating will be changed at lunch for roundtable (to theater style)
  • Any agenda changes
• 08:35-9:15: Use Cases Next Steps (Manu Sporny)
  • Goal:
    • Evaluate alignment of W3C use cases with those articulated by other organizations, notably the US Fed and the Gates Foundation
    • Review priority comments we've received on the FPWD.
    • Review new use case from CIP on Boleto (5min presentation by Leandro Minniti)
    • Discussion of ongoing management of use cases (notably after v1)
    • Questions from previous days:
      • Is merchant awareness of payer payment instruments a use case we need to consider or drop?
      • What does it mean to take out invoice? Do we still cover vocabulary for offer to start payment?
  • Use Cases Next Steps Presentation
  • https://www.w3.org/Payments/IG/wiki/images/b/ba/James_W3C_Fed_mtg_June2015.pptx
• 09:15-10:15: Adoption and Deployment considerations (Manu Sporny and Ian Jacobs)
  • Goal: Get a better understanding of what we must do to facilitate the future deployment of payments architecture. Who is in the critical path?
  • Adoption and Deployment Presentation
  • Dave Raggett's Slides
• 10:15-11:00: Break
• 11:00-11:45: Roundtable preparation (Ian Jacobs)
  • Goals: Identify key questions for which we want feedback from roundtable participants.
  • Input to discussion: Submitted questions from roundtable participants
• 11:45-12:30: One interpretation of charter (Evan Schwartz)
  • Goal: Understanding any remaining big questions or misunderstanding on the charter.j
  • Input: prototype
• 12:30-13:30: Lunch
• 13:30-14:30: Final session for important issues and wrap-up (David Ezell)
  • Goals of session
    • Summarize key conclusions and compare with meeting goals.
    • Review and update actions and timetable
  • If we have time: role of the Interest Group after the launch of first Working Groups
    • Optional: Next FTF meeting (during TPAC 2015) and guidance for organizing that meeting
    • Optional: Following FTF meeting (e.g., early 2016). Having met in Europe (Feb 2015), North America (Jun 2015), and Asia (Oct 2015), should we return to Europe in early 2016?
• 14:30-15:00: Break / Welcome roundtable participants
• 15:00-17:00: Roundtable moderated discussion

Session Slides

• 17:00-18:00: Roundtable open discussion
• 18:00: Adjourn

Hotels

• Bloomberg corporate preferred hotel is the Fitzpatrick, a 2-minute walk to Bloomberg
  • Register online
  • We have a block of 20 rooms available @Bloomberg corporate rate (reference for the hotel is #4956568). First come, first serve.
  • Unused rooms will be released back to the general public on 25 May.
• Backup hotel is the Doubletree, an 8-10 minute walk.

Transportation

• Driving is not recommended - use public transit instead

Travel to/from airport

• from LGA La Guardia Airport to 731 Lexington Avenue
• from JFK Aiport to 731 Lexington Avenue
• from EWR Newark Aiport to 731 Lexington Avenue

Subway

• Map
• more on the NY Subway

Meeting Room Notes

• Bloomberg Guest network will be available throughout the building. Password will be printed on the back of the badge.
• Tuesday June 16th.
  • 1 room for 40 people
• Wednesday June 17th.
  • 1 room for 40 people
  • 2 smaller rooms for 8-10 people (for breakouts)
• Thursday June 18th.
  • 1 room for 40 people
  • 2 smaller rooms for 8-10 people (for breakouts)

Guests

• Mark Tiggas
• Stefan Thomas, Ripple Labs
• James Dailey, Gates(18)
• Kristy Cook, Target
• Rafael Diaz, GSMA (17-18)
• Arjun Jayaram, Dwolla
• Iram Mirza, Google
• Eric Korb, Accreditrust (16th afternoon)
• Richard Varn, ETS (16th afternoon)
• Ron Parsons TecSec (17th)
• Ed Schmidt TecSec (17th)