Agenda

Payment Request API Update

NickTR: We have started a call for consensus to advance to Proposed Rec

call for consensus until 27 January

NickTR: New issue (936) came up about a week ago; please weigh in on the proposal on GitHub

SPC

Ian: Expect Stripe to share experiment findings end of Feb...

Gerhard: Any info on the timeline for porting to new platforms (beyond MacOS + Chrome)?

Danyao: We plan to make it available on Windows in an origin trial.
… we don't yet have plans on Android but are seeking a partner
… I can say that early data are promising; we are making some adjustments to the UX based on feedback.
… we also plan to start working on a specification
… we need to decide if the WPWG is the right place to incubate this specification (because it also has tie-in with WebAuthn
… we also want to ensure that the design is not biased by the pilot
… so we are interested in partnering with an ACS (for the 3DS use case)
… we are also interested in demonstrating generality by looking for partners for other payment methods (e.g., open banking)

Gerhard: Entersekt is an ACS vendor; would be interested in Android port (for banks in Africa)
… also want to reiterate interest in Windows + Mac desktops

Ian: I think should be in WPWG since as I understand it it most has an impact on that spec. We can use the task force with WebAUthn

Flurry of activities anticipated if support for working on SPC:

* More experimentation with other partners (e.g., banks)

* Initial specification

* Expansion of implementation to other platforms (currently on Mac only for the experiment)

* Outreach (more browsers, more PSPs, more banks, more payment systems including SRC)

* Coordination with the 3DS WG at EMVCo (for use case of SPC with 3DS)

* Coordination with the WebAuthn folks via the joint task force

* Communication of the findings

<Zakim> Gerhard, you wanted to comment on where this should live

Gerhard: If it's about WebAuthn in payments, +1 to WPWG. But if mostly about WebAuthn, then could be that group

Merchant Business Group Update

NickTR: The Merchant BG is up and running. We have held several calls. Recent agenda, for example, was GS1 on bard cards.
… we heard from FIS about payments landscape
… upcoming; advertising Business Group info sharing

nickTR: Contact me or Ian if you (or your merchant partners) want to get more involved

clinton: What is the status of QR code discussions?

NickTR: We had some WG calls (e.g., December)
… I raised an issue about QR codes on GitHub. For the moment we don't have workshop being planned

IJ: Another topic where we'll hear stuff - Web Monetization (expect end of Q1)

Multi-day meetings in 2021

Ian: Current expectation is virtual TPAC 2021...but meeting planners would like input. Some other orgs we work with are anticipating in-person meetings in Q4 (but will depend on situation, of course). Can people speak about corporate travel policies?

Clinton: For budgeting purposes, good to know sooner.

Fawad: Agree with Clinton; it's hard to say we'll be allowed to travel in Q4. (At least through June cannot travel.)

<nicktr> I have no plans to travel until I get the vaccine - after that, I will be happy (delighted) to resume my peregrinations

NickTR: Meanwhile, for March/April I would be keen to hold a meeting around then.
… SPC likely to figure prominently

Ian: Any conflicts for meeting 29 March to 2 April?

NickTR: 2 April is Good Friday

PROPOSED: Hold a multi-day meeting (probably centered on SPC) end of March/early April 2021

<nicktr> +1

<AdrianHB> +1

Action: Ian to work with Nick and Adrian to find out if 29 March - 1 April conflicts with other org events

Basic Card

Card Network Identifiers Approved for use with Payment Request API and change policy.

Ian: Is PayPak a recognized card network?

Action: Ian to reach out to JCB and UnionPay colleagues on this question

NickTR: Let's bring the question back after some further study.

<Zakim> vkuntz, you wanted to aks the question on the criteria to accept new cards on the list

vkuntz: Is there a regulatory stamp, for example, that could help establish confidence in adding a new id?
… there are analogous mechanisms for banks
… is there an authority for card networks?

nicktr: BIN range controller might be another way to help make a determination

clinton: The american bank association publishes BIN ranges for ISO
… it's not a public document
… some BIN ranges may also be sublet to other parties

<benoit> a real DNS-style repo/service for BIN/IIN would be _so_ nice

<benoit> I have used binbase in the past. not free, but frequently updated and massive

Action: Fawad to look for more information on the PayPak card network

Next meeting

4 February

<Zakim> AdrianHB, you wanted to suggest we deprecate basic card ASAP...

AdrianHB: I suggest we deprecate basic card
… since being deprecated in Chrome

NickTR: Let's take that up at a future meeting