Joint Electronic Payments Initiative [JEPI]


W3C and CommerceNet Joint Electronic Payment Initiative

CommerceNet and the W3 Consortium have been working for eight or nine months ending in mid-97 on a multi-industry project to develop an Internet payment negotiation protocol. This project was about payment method (e.g. credit or debit card, electronic check, or micropayment) selection in the Internet transaction environment.

The web is increasingly used for electronic commerce. There are a number of operational payment mechanisms. Now is the time to ensure interoperability and extensibility.

The JEPI (Joint Electronic Payment Initiative) project, Phase 1, is about an extension to HTTP (called UPP, done using PEP) allowing an automatable selection of payment protocols (e.g. server says "I have Amex and Visa", client says "I have Visa and MasterCard", the system can find the intersection alone)

It is not a new payment protocol or scheme but rather a way to negociate and select which, of the multiple available payment systems installed on the user/server platform, should be used for a particular transaction.

A detailed description of the original project description can be found here and in the CommerceNet JEPI paper online. Also available is the original JEPI Launch Report and the minutes of a video conference that was held on Monday, December 18, 1995.

Josef Dietl
Last updated $Date: 1997/12/15 14:02:23 $
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