- Agenda
- http://www.w3.org/2013/10/payments/agenda.html
- Topics
- Overview of Current and Future Payment
Ecosystems
- Alternative Currencies - Ven and
HubCulture
- National Banking Infrastructure - United States
Federal Reserve
- Web Developers - Yandex Money
- International Infrastructure - World
Bank
- Card Processing - Worldline
- Remittances and the Underbanked -
Bloomberg
- General Discussion about Financial
Infrastructure
- Chair
- Daniel Appelquist
- Scribe
- Manu Sporny
- Present
- Daniel Appelquist, Manu Sporny, Charles McCathie Nevile, Stan Stalnaker, Bryan Sullivan, Virginie Galindo,
Ken
Isaacson, Wendy Seltzer, Evgeny Vinogradov, Jörg
Heuer, Ricardo
Varela, Harish
Natarajan, Olivier
Maas, Prakash
Hariramani, Dave
Birch, Erik
Anderson, Axel
Nennker, Joseph
Potvin, Hannes
Tschofenig, Adrian
Citu, Alexander
Gee, Connie
Theien, Emil
Johansson, Jeff Jaffe,
Michel
Leger, Louise
Bennett, Ernesto Jimenez,
Dave Raggett, and 75
others for a total of 103+ people
Manu Sporny is scribing.
This page contains minutes
for an official W3C workshop event that have
been cleaned up and reformatted by the Web Payments Community Group. The W3C
and the Web Payments Community Group are two separate organizations. Readers
should understand that while the workshop was an official W3C event, the
operation of the Web Payments Community Group is not officially sanctioned by
W3C's membership. More information on joining W3C (membership fees)
and/or the Web Payments Community
Group (free) can be found on the respective websites.
Topic: Overview of Current and Future Payment
Ecosystems
Topic: Alternative Currencies - Ven and
HubCulture
USE CASE: Bots that execute financial operations on behalf
of users.
USE CASE: Personal vault can host information/assets and
issue ids useful for various things (e.g. payments?)
USE CASE: Managed access to personal identity/attributes as
economically valuable assets in a payment system
Topic: National Banking Infrastructure -
United States Federal Reserve
Topic: Web Developers - Yandex Money
USE CASE: Invoke payment service via URI scheme.
USE CASE: Simple URI system - simple payment markup that
developers get right.
USE CASE: Enable customer-based selection of payment
processor.
USE CASE: Switch payment method in the middle of a
transaction.
USE CASE: Allow loyalty cards, coupons, etc. as a payment
mechanism.
Topic: International Infrastructure - World
Bank
USE CASE: National incentives for using web-based payments
due to beneficial effects upon economy.
USE CASE: Ensure access to payment systems by
non-traditional channels, where barriers exist for traditional channels
Topic: Card Processing - Worldline
USE CASE: Secure Element-based offline payment.
USE CASE: Browser-mediated offline transactions.
Topic: Remittances and the Underbanked -
Bloomberg
USE CASE: Sending money to family internationally via
low-cost methods.
USE CASE: Enable financial regulation (e.g. reporting above
a certain value) to be implemented directly in payment protocols
USE CASE: Enable Zero-trust transactions.
USE CASE: Leveraging variable degrees of identity/anonymity
per requirements of the payment transaction.
Topic: General Discussion about Financial
Infrastructure
USE CASE: Realtime purchases involving prerequisite
reception of funds from international sources (e.g. family).
USE CASE: Mixed sources of payment for a single transaction,
using multiple payments with minimal transaction overhead.
USE CASE: Selection of payment method based upon desired
payment speed and cost.
USE CASE: Option to get faster payment if you pay more.
USE CASE: Selection of payment service based upon ability to
handle escrow for untrusted merchants.
USE CASE: Rights & responsibilities of a transaction
being associated with the context of the transaction, and conveyed to parties
in the transaction.
USE CASE: Take the change for your $100 bill through a web
payment.