This page links to minutes for an official W3C workshop event that have been cleaned up and reformatted by the Web Payments Community Group. The W3C and the Web Payments Community Group are two separate organizations. Readers should understand that while the workshop was an official W3C event, the operation of the Web Payments Community Group is not officially sanctioned by W3C's membership. More information on joining W3C (membership fees) and/or the Web Payments Community Group (free) can be found on the respective websites.

Sessions

1. Introductions by W3C and European Commission
   1. Introduction by Jeff Jaffe of W3C [permalink]
   2. Introduction from Alexander Gee, European Commission [permalink]
   3. Format of Sessions [permalink]
2. Overview of Current and Future Payment Ecosystems
   1. Alternative Currencies - Ven and HubCulture [permalink]
   2. National Banking Infrastructure - United States Federal Reserve [permalink]
   3. Web Developers - Yandex Money [permalink]
   4. International Infrastructure - World Bank [permalink]
   5. Card Processing - Worldline [permalink]
   6. Remittances and the Underbanked - Bloomberg [permalink]
   7. General Discussion about Financial Infrastructure [permalink]
3. Toward an Ideal Web Payments Experience
   1. The Inputs to the Payments Standardization Process [permalink]
   2. Lessons Learned from the Mozilla Marketplace [permalink]
   3. General Discussion on the Ideal Payment Experiences [permalink]
4. Back End: Banks, Regulation, and Future Clearing
   1. Card Processing - Worldline [permalink]
   2. Global Payments - World Bank [permalink]
   3. Future Clearing - Ripple Labs [permalink]
   4. Alternative Currencies - CoinApex [permalink]
   5. National Infrastructure - US Federal Reserve [permalink]
   6. General Discussion on Back-end Systems [permalink]
5. Enhancing the Customer and Merchant Experience
   1. Merchants and Retailers - NACS [permalink]
   2. Intent to Pay - Robin Berjon [permalink]
   3. SEPAmail - BPCE France [permalink]
   4. Hidden Choice can be Anti-Consumer - Joseph Potvin [permalink]
   5. Last-mile Payments in Africa - Trans-Africa Solutions [permalink]
   6. General Discussion on Customer/Merchant Experience [permalink]
6. Front End: Wallets - Initiating Payment and Digital Receipts
   1. Creating a Level Playing Field - W3C [permalink]
   2. Money for the Underbanked - Mahindra Comviva [permalink]
   3. Mobile Wallets - Gemalto [permalink]
   4. Privacy Issues Related to Payments - Lyra [permalink]
   5. Wallets - Deutsche Telekom [permalink]
   6. Mobile Wallets - GSMA [permalink]
   7. General Discussion around Payment Initiation and Digital Receipts [permalink]
7. Identity, Security, and Privacy
   1. Identity Management - IETF [permalink]
   2. Commerce Identity - Microsoft [permalink]
   3. Decentralized Identity - Ripple Labs [permalink]
   4. Mobile Identity and Payments - Qualcomm [permalink]
   5. Pushing Back on Centralization - Lyra [permalink]
   6. The Web Crypto API and Payments - W3C [permalink]
   7. Balancing Identity, Privacy, and Anonymity - British Computer Society [permalink]
8. Wrap-up of Workshop and Next Steps
   1. Wrap-up of Workshop [permalink]
   2. Existing Work/Short-term at W3C [permalink]
   3. Strategic/Long-term Initiatives at W3C [permalink]
   4. Goodbye and Next Steps [permalink]