From Financial Industry Business Ontology Community Group
Core Term Definitions for FIBO additions to Schema Core
as of March 9th 2016
<div typeof="http://schema.org/Organization" resource="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">
<span property="rdfs:label">FIBO</span>
<span property="rdfs:comment">This element is based on the work of the Financial Industry Business Ontology project (see <a href="http://www.edmcouncil.org/fiboschema">http://www.edmcouncil.org/fiboschema</a> for details), in support of the W3C Financial Industry Business Ontology Community Group ( <a href="https://www.w3.org/community/fibo"">https://www.w3.org/community/fibo</a>). Many class and property definitions are inspired by or based on <a href="http://www.edmcouncil.org/financialbusiness">http://www.edmcouncil.org/financialbusiness</a>.</span>
</div>
<!---- Proposed types --->
<div typeof="rdfs:Class" resource="http://schema.org/MonetaryAmount">
<span class="h" property="rdfs:label">MonetaryAmount</span>
<span property="rdfs:comment">A monetary value or range.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/StructuredValue">StructuredValue</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/FinancialProduct">
<span class="h" property="rdfs:label">FinancialProduct</span>
<span property="rdfs:comment">A product provided to consumers and businesses by financial institutions such as banks, insurance companies, brokerage firms, consumer finance companies, and investment companies which comprise the financial services industry.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/Service">Service</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/BankAccount">
<span class="h" property="rdfs:label">BankAccount</span>
<span property="rdfs:comment">A product or service offered by a bank whereby one may deposit, withdraw or transfer money and in some cases be paid interest.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/DepositAccount">
<span class="h" property="rdfs:label">DepositAccount</span>
<span property="rdfs:comment">A type of Bank Account with a main purpose of depositing funds to gain interest or other benefits.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/BankAccount">BankAccount</a></span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/InvestmentOrDeposit">InvestmentOrDeposit</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/LoanOrCredit">
<span class="h" property="rdfs:label">LoanOrCredit</span>
<span property="rdfs:comment">A financial product for the loaning of an amount of money under agreed terms and charges.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/PaymentCard">
<span class="h" property="rdfs:label">PaymentCard</span>
<span property="rdfs:comment">A payment method using a credit, debit, store or other card to associate the payment with an account.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/PaymentMethod">PaymentMethod</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/InvestmentOrDeposit">
<span class="h" property="rdfs:label">InvestmentOrDeposit</span>
<span property="rdfs:comment">A type of financial product that typically requires the client to transfer funds to a financial service in return for potential beneficial financial return.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/PaymentService">
<span class="h" property="rdfs:label">PaymentService</span>
<span property="rdfs:comment">A Service to transfer funds from a person or organization to a beneficiary person or organization.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdfs:Class" resource="http://schema.org/CurrencyConversionService">
<span class="h" property="rdfs:label">CurrencyConversionService</span>
<span property="rdfs:comment">A service to convert funds from one currency to another currency.</span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<!---- Proposed properties --->
<div typeof="rdf:Property" resource="http://schema.org/annualPercentageRate">
<span class="h" property="rdfs:label">annualPercentageRate</span>
<span property="rdfs:comment">The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/QuantitativeValue">QuantitativeValue</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Number">Number</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/feesAndCommissionsSpecification">
<span class="h" property="rdfs:label">feesAndCommissionsSpecification</span>
<span property="rdfs:comment">Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/FinancialService">FinancialService</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Text">Text</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/URL">URL</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/interestRate">
<span class="h" property="rdfs:label">interestRate</span>
<span property="rdfs:comment">The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/FinancialProduct">FinancialProduct</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/QuantitativeValue">QuantitativeValue</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Number">Number</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/leiCode">
<span class="h" property="rdfs:label">leiCode</span>
<span property="rdfs:comment">An organization identifier that uniquely identifies a legal entity as defined in ISO 17442.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/Organization">Organization</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Text">Text</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/loanTerm">
<span class="h" property="rdfs:label">loanTerm</span>
<span property="rdfs:comment">The duration of the loan or credit agreement.</span>
<span>Subproperty of: <a property="rdfs:subPropertyOf" href="http://schema.org/duration">duration</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/LoanOrCredit">LoanOrCredit</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/QuantitativeValue">QuantitativeValue</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/maxAmount">
<span class="h" property="rdfs:label">maxAmount</span>
<span property="rdfs:comment">The highest amount if the amount is a range.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/MonetaryAmount">MonetaryAmount</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Number">Number</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/minAmount">
<span class="h" property="rdfs:label">minAmount</span>
<span property="rdfs:comment">The lowest amount if the amount is a range.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/MonetaryAmount">MonetaryAmount</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Number">Number</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/requiredCollateral">
<span class="h" property="rdfs:label">requiredCollateral</span>
<span property="rdfs:comment">Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/LoanOrCredit">LoanOrCredit</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Thing">Thing</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Text">Text</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<!--- Modifications to existent terms --->
<div typeof="rdfs:Class" resource="http://schema.org/CreditCard">
<span class="h" property="rdfs:label">CreditCard</span>
<!-- Description from FIBO proposal -->
<span property="rdfs:comment">A card payment method of a particular brand or name. Used to mark up a particular payment method and/or the financial product/service that supplies the card account.
<br />
Commonly used values:<br />
<br />
http://purl.org/goodrelations/v1#AmericanExpress <br />
http://purl.org/goodrelations/v1#DinersClub <br />
http://purl.org/goodrelations/v1#Discover <br />
http://purl.org/goodrelations/v1#JCB <br />
http://purl.org/goodrelations/v1#MasterCard <br />
http://purl.org/goodrelations/v1#VISA <br />
</span>
<!-- Previous description
<span property="rdfs:comment">A credit or debit card type as a standardized procedure for transferring the monetary amount for a purchase.
<br />
Commonly used values:<br />
<br />
http://purl.org/goodrelations/v1#AmericanExpress <br />
http://purl.org/goodrelations/v1#DinersClub <br />
http://purl.org/goodrelations/v1#Discover <br />
http://purl.org/goodrelations/v1#JCB <br />
http://purl.org/goodrelations/v1#MasterCard <br />
http://purl.org/goodrelations/v1#VISA <br />
</span>
-->
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/PaymentCard">PaymentCard</a></span>
<span>Subclass of: <a property="rdfs:subClassOf" href="http://schema.org/LoanOrCredit">LoanOrCredit</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#source_GoodRelationsClass">GoodRelationsClass</a></span>
<span>Source: <a property="dc:source" href="http://www.w3.org/wiki/WebSchemas/SchemaDotOrgSources#FIBO">FIBO</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/amount">
<span class="h" property="rdfs:label">amount</span>
<span property="rdfs:comment">The amount of money.</span>
<span>domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/DatedMoneySpecification">DatedMoneySpecification</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/LoanOrCredit">LoanOrCredit</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/InvestmentOrDeposit">InvestmentOrDeposit</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/MonetaryAmount">MonetaryAmount</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/MonetaryAmount">MonetaryAmount</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Number">Number</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/acceptedPaymentMethod">
<span class="h" property="rdfs:label">acceptedPaymentMethod</span>
<span property="rdfs:comment">The payment method(s) accepted by seller for this offer.</span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/Offer">Offer</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/Demand">Demand</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/LoanOrCredit">LoanOrCredit</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/PaymentMethod">PaymentMethod</a></span>
</div>
<div typeof="rdf:Property" resource="http://schema.org/currency">
<span class="h" property="rdfs:label">currency</span>
<span property="rdfs:comment">The currency in which the monetary amount is expressed (in 3-letter <a href='http://en.wikipedia.org/wiki/ISO_4217'">ISO 4217</a> format).</span>
<span>domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/DatedMoneySpecification">DatedMoneySpecification</a></span>
<span>Domain: <a property="http://schema.org/domainIncludes" href="http://schema.org/MonetaryAmount">MonetaryAmount</a></span>
<span>Range: <a property="http://schema.org/rangeIncludes" href="http://schema.org/Text">Text</a></span>
</div>
