Roadmap Table of Contents

• Target scenarios (50,000 foot view)
  • Primary goals / Key Principles / Manifesto
  • make payments on the Web and in person as frictionless as possible
  • user-centric approach, user is always in control
  • embrace legacy as well as new tech
• Core Elements (25,000ft view - key concerns)
  • Key Concerns (maybe just this instead of what’s below)?
  • Payment Initiation
  • Payment Instruments
  • Payment Receipts
  • Jurisdictional Controls
  • ...
• Potential sample architectures
  • This section can address both near term and far-fetched possibilities, relevant actors, etc.
• Phases of a Transaction
  • Explanation of 2-corner, 3-corner, and 4-corner models?
  • Payment Request (mental link to Payment Initiation above)
  • Payment Instrument Negotiation
  • Payment Receipt (mental link to Payment Receipts)
  • …
• Relevant existing standards
  • ISO20022
  • X9 documents
  • BIS documents
• Projections - taking a, b, and c together, provide some idea of expected progress in the industry.
  • Greatly reduced risk to merchants with push payments
• Regulatory Concerns
  • Unified architecture with hooks into local regulations
• Glossary
  • the Glossary Task Force will provide content.

or

• What we’re doing
• Where we’re going
• Payment Agent
• Use Cases
• Glossary

User Payment Agent Table of Contents

• High-level overview
• Scope of the User Payment Agent
• Key Concepts
  • Itemization
  • Convergence
  • Hardware Security Support
• Features of the User Payment Agent
  • Item Import and Item-based Communication
  • Feature Modularization of Functional Blocks
  • Feature Orchestration on User Side
  • User Control and User-side automation
• Phases and Modules of a Transaction
  • Request/ Statement of Acceptance
  • User/Client-side Selection and Presentment
  • Finalization/ Confirmation

Use Cases Table of Contents

• Introduction
• High Priority
• Medium Priority
• Low Priorority