W3C

Web Payments Working Group

09 Jan 2020

Agenda

Attendees

Present
Ian Jacobs (W3C), Nick Telford-Reed, Sophie Rainford (American Express), Adrian Hope-Bailie (Coil), Rob Martin (Capital One), Danyao Wang (Google), Florent Lambert (Lyra Network), Kacie Paine (MAG), Fawad Nisar (Discover), Gerhard Oosthuizen (Entersekt), Luis Guzman (NACHA), Laura Townsend (MAG)
Chair
NickTR
Scribe
Ian

Contents


<Ian> Scribe: Ian

Agenda

Welcome back!

NickTR: Happy 2020. It's the first time we've met in a while

Rejoin the WPWG!

NickTR: Please have your AC rep rejoin the group https://www.w3.org/2004/01/pp-impl/83744/join

https://www.w3.org/2004/01/pp-impl/83744/status

<nicktr> sophie: do we have to rejoin every time we re-charter?

<nicktr> ian: it's when we add a new REC track deliverable where there might be new patent commitments

<nicktr> ...in this instance, we have added an SRC REC track deliverable

Priorities in 2020

NickTR: We have a good habit of early in the year stating priorities for the year
... I've put a straw proposal in the agenda

====

Seek implementation experience and feedback for payment request and payment handler specifications (should merchant adoption be a separate priority? Feels important!)

Move payment request to proposed recommendation

Move payment handler to candidate recommendation

Create first published working draft of SRC payment method

Broaden payment method availability (including open banking/credit transfer)

====

NickTR: I think merchant adoption is an important priority

<Zakim> Ian, you wanted to also mention some objectives we documented after TPAC

WPWG Plan 2019

<nicktr> ian: we postponed PR rec track work for more updates from adopters

<nicktr> ...payment handlers - we wanted more implementer support

<nicktr> ...webauthn was something that we cited

<nicktr> ...and now we have a joint task force

<nicktr> ...(ian runs through adoption objectives)

NickTR: I didn't include in my list of 5 ... but interested in hearing from the group ... is on webauthn
... where would it sit wrt other priorities?

[We confirm timing of two task forces: joint task force is half hour before Card Payment Security TF[

Gerhard: I think WebAuthn as a standard is not the ideal kind of wording, but I'm picking up the challenge between PSD2, SRC, etc.
... challenge between authenticating the cardholder to both merchant and issuer
... delegating authentication (or authentication in two domains)...that's something that will make payment handlers more attractive if we can solve that problem.

Wiki of joint task force

https://github.com/w3c/webauthn-pay/wiki/Use-cases

Gerard: It's probably a more acute problem for WebAuthn. Not sure we need to add to our priority list
... maybe we just "keep track" of what's going on.

<Zakim> danyao, you wanted to ask about developer adoption

danyao: I want to comment or question merchant / developer adoption
... from a Chrome perspective on developer adoption, it seems like there may be a difference between payment solutions developer and merchant developers
... our sense is that the APIs in the WG are "lower level primitives" that provide some capabilities ....new UI patterns etc.
... how these primitives are turned into an end-to-end solution requires more work
... this is more true with payment handlers than basic card
... we are thinking it would be good to clarify messaging that PR API is lower layer for payment service provider solutions
... and merchants may not need to be users of them.

NickTR: I think that's a helpful perspective
... I think "Adoption" is our priority; we likely have different communities...good nuance

<nicktr> ian: I agree with the characterisation

https://github.com/w3c/payment-request-info/wiki/FAQ

<nicktr> ...should we be updating our FAQ to reflect this messaging?

<danyao> +1 to keeping the merchant perspective

danyao: As a browser vendor that supports some of these APIs is "I want to build a checkout flow...when do I use the API v. a library v. a form?"
... we should probably provide some guidance about how to choose from among these
... from our vantage point, I think this messaging is not clear in the community
... I think the priority list for 2020 aligns with Chrome's priorities pretty much
... we also want to emphasize PH API
... to move in the direction ultimately of sunsetting Basic Card
... it's important that we clarify also that the core API is to be built on for other experiences like coupons.
...clarification: "sunset Basic Card" means sunset the chrome built in payment handler for it.

https://github.com/w3c/webpayments/wiki/prapi-deployment-faq

<scribe> ACTION: Danyao to work with Ian and Justin on updating the FAQ regarding deployment questions

Face-to-face agenda

FTF meeting page

NickTR: I am reaching out to merchants to see if they can give perspective on Irish market

[IJ is also reaching out to open banking folks]

NickTR: We invite people to offer to present, do demos, suggest agenda items

<nicktr> ian: demos are always welcome

<nicktr> +10 to more demos

<nicktr> ian: there will very likely be remote access

NickTR: Dublin is beautiful; I encourage you to make the trip

Payment Request API Implementation Update

<nicktr> scribenick: nicktr

ian: this is a quick update
... getting PRv1.0 to proposed recommendation is a high priority
... we need at least two browser implementations passing our test suite
... I believe we had resolved the differences between safari and chrome
... we now need more adoption and the privacy feature

danyao: yep - looks like the fixes are in from chrome and safari

ian: the implementation report does not yet reflect these changes
... once that's done, we show those to the director

Next meeting

<Ian> 23 January

ian: we will give an update ou getting to FPWD on SRC at the next meeting

<Ian> Nick: Thanks all for coming to the call! We have a mature core spec. Seems like a critical year for success --- need to get adoption!

<Ian> ...as ever, thank you all!

<Ian> ...in particular browser imlpementers!

<Ian> ..with that, until 23 Jan

Summary of Action Items

[NEW] ACTION: Danyao to work with Ian and Justin on updating the FAQ regarding deployment questions
 

Summary of Resolutions

[End of minutes]

Minutes manually created (not a transcript), formatted by David Booth's scribe.perl version 1.154 (CVS log)
$Date: 2020/01/09 15:52:16 $