W3C

Web Payments Working Group

08 Aug 2019

Agenda

Attendees

Present
Ian Jacobs (W3C), Fawad Nisar (Discover), David Benoit (Reach), Florent Lambert (Lyra Network), Lawrence Cheng (Barclays), Dean Ezra (Barclays), Danyao Wang (Google), Jonathan Vokes (Worldpay), Sophie Rainford (American Express), Alex Liu (Airbnb), Ryan McDonough (Verizon), Laura Townsend (MAG), Rouslan Solomakhin (Google), Adrian Hope-Bailie (Coil)
Regrets
Nick Telford-Reed
Chair
Ian
Scribe
Ian

Contents

  1. TPAC Agenda
  2. Call schedule up to TPAC

TPAC Agenda

TPAC agenda

IJ: We plan to do outreach to merchants and PSPs with question about "top 5 pain points for SMEs in EU and US"

Lawrence: We will start with that focus but would love to hear from larger merchants, other regions as well

Laura: There are also regional variations
... we can respond from large merchant POV as well

Lawrence: Thanks in advance to everyone who can pitch in; will be valuable info for the group

17 Sep -> 14:00-14:30: Web Authentication 2 and payments use cases

AdrianHB: Also a heads-up...Coil has started to socialize a proposal re: Web Monetization within the Web Incubator Community Group

Proposal about Web Monetization

AdrianHB: the proposal could (and probably should) involve a payment method / payment handler
... we may need to update those specs to support the web monetization model

Web Monetization explainer

Draft specification

AdrianHB: both are subject to change based on community discussion
... as a reminder, Web Monetization is a proposal for streaming micropayments
... users sign up for services that make payments to endpoints that are advertised in Web pages
... in terms of PR API and PH API, one can imagine a flow where the web site declares support for web monetization payment method
... the browser could not show the sheet but still look for payment handlers
... and the payment handler could start making payments
... furthermore, there's not a single response back from the payment handler; the handler triggers multiple events to indicate payments have been sent (for validation by the merchant)
... merchants might choose to show ads if the payments stop flowing
... another use case is that video displays as long as payments are being received
... so the two changes would be to invoke PR API in a non-interactive fashion, and that the payment handler needs to be able to make continuous notifications

IJ: What will we see more of at the FTF meeting?

AdrianHB: Stefan will do a lunch talk on Tuesday, there will be a breakout on Weds (focus there is finding interested members)
... our expectation is that a lot of interest in this will come from media/publishers
... that is: recipients of the payments
... during the WPWG session we will do demos and look at what we would need to do to APIs to address these use cases.

IJ: Also - session on payment handlers

Call schedule up to TPAC

No call on 22 August

Next meeting: 5 September

IJ: Registration rate for TPAC goes up on 31 August

Lawrence: One other note - I am collecting consumer pain points for discussion at TPAC
... if anyone would like to contribute to that let me or Ian know

Rouslan: We will think about it


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$Date: 2019/08/08 18:00:38 $