W3C

Web Payments WG

25 Jul 2019

Agenda

Attendees

Present
Dean Ezra (Barclays), Florent Lambert (Lyra Network), Ian Jacobs (W3C), Jan Noppen (SWIFT), Jonathan Vokes (Worldpay), Laura Townsend (MAG), Pranjal Jumde (Brave), Ryan McDonough (Verizon Media), Tony England (Bank of America), Jeff Williams (The Clearing House), Luis Guzman (NACHA), Lawrence Cheng (Barclays), David Benoit (Reach)
Regrets
Nick Telford-Reed, Adrian Hope-Bailie
Chair
Ian
Scribe
Ian

Contents


<scribe> Scribe: Ian

PR API 1.0 Update

IJ: Nearly ready for PR but have a few things left
... hope to be at PR by TPAC

WPSIG discussion of risk, id, privacy

https://www.w3.org/2019/Talks/ij_risk_20190808/?full#Cover

IJ: Want to go through it?

Pranjal: Could you share the slides on the public mailing list?

<scribe> ACTION: Ian to share slides on the list.

<trackbot> 'Ian' is an ambiguous username. Please try a different identifier, such as family name or username (e.g., IFSF-EFT-WG-Lead, ijacobs).

Face-to-face meeting

https://github.com/w3c/webpayments/wiki/FTF-Agenda-201909

IJ: Some additions - SRC take up? payment handler future?

Lawrence: I think we should spend some time looking at adoption
... a pulse check...are we adding value where we endeavored to do so?
... are we getting closer to solving these issues?
... review what we heard would be useful ... are we checking the boxes?
... In order for us to get a sense of where we are....enumerate the boxes and see if we are satisfying them

Ryan: +1

<jv> +1

Payment Request description

IJ: We should look at use cases +1. We have been looking at obstacles to adoption

Lawrence: I am happy to contribute
... but we could use input from merchant side

<scribe> ACTION: Ian to work with Lawrence and others to help frame where we are in meeting goals (for TPAC)

<trackbot> 'Ian' is an ambiguous username. Please try a different identifier, such as family name or username (e.g., IFSF-EFT-WG-Lead, ijacobs).

[Laura describes MAG participation in April meeting]

Ryan: We are merchants for this conversation.

Lawrence: I would like to dive into smaller and medium merchants and the journeys they need improved
... how do we capture those journeys?

laura: I think sitting down with large merchants and what they do today and what they couldn't do with PR API
... I think that's partly what we did in APril

https://www.w3.org/2019/04/03-wpwg-minutes.html#item03

Lawrence: We have captured some merchant requirements; would be good to summarize those and consumer expectations

SRC Update

https://github.com/w3c/src/wiki

IJ: Would merchants be willing to send hints through the pipe to help payment handler establish user identity?

Lawrence: Two parts of the journey....for a consumer new to SRC...what does that experience look like? Or if already enrolled a card, what would that experience look like?
... on the call yesterday it was clear those journeys would be different
... and also there would be different regulatory requirements
... in the EU, for instance, payment credentials are sensitive data
... what is required to comply with local requirements?
... if information is passed through PR API...is that representable when it comes to strong authentication to retrieve payment instruments?
... we are looking into that further in the TF

Ryan: We would be interested in looking at that question.

Next call

8 August

Summary of Action Items

[NEW] ACTION: Ian to share slides on the list.
[NEW] ACTION: Ian to work with Lawrence and others to help frame where we are in meeting goals (for TPAC)
 

Summary of Resolutions

[End of minutes]

Minutes manually created (not a transcript), formatted by David Booth's scribe.perl version 1.154 (CVS log)
$Date: 2019/07/25 14:50:24 $