<scribe> Scribe: Ian
nicktr: We'd like to discuss this
with the group and see if there is consensus for this
... it's undoubtedly the case that focus will help us advance
work
... such as how output accelerates near face-to-face
meetings
... I think top priority is get PR API (and PMI) to Rec
... it's great that there are live implementations, not just in
browsers but also payment acceptors
... we are looking for more implementation experience (and test
suite passing) and would like to get that over the line by
mid-year
... The next big topic relates to Payment Handlers (so Payment
Handler API + Payment Method manifest)
... important to creating an open ecosystem
... at the moment the payment handlers we see are mostly native
or in the browser; they will remain an important part of the
ecosystem and the bridge to acceptance
... but we see third party payment apps as important
Rouslan: (Recently a
father!)
... The JS payment handler is the way to go, especially on
desktop
... we're working hard to implement and finish the spec
... we'll be continuing on that; welcome writing tests,
reviewing specs
... would love help
... we'd like to launch Payment Handler on both desktop and
mobile as soon as possible
Peter: Our current focus has been
to get PR API done
... you've seen a lot of activity lately on GitHub to that
end
(Yes, and thank you!)
scribe: so don't have details on plans yet but Payment Handler a priority project
nicktr: Many thanks to Mozilla
and other implementers for all the work going on right
now
... Next area is improving security.
... it's encouraging to see the uptick in activity around
encryption, tokenization, 3DS
... and also the fellow WG spec of Web Authentication
... I think in terms of credibility with merchants and
consumers, we need to deliver solutions like this to de-risk
data (tokenization)....makes conversation about implementing
our specs much easier
... so thanks to all who are active in those task forces
... The last piece where we are looking at innovations this
year are around payment methods.
... Worldpay is excited about credit transfer, for example (in
light of regulatory changes in Europe)
... Interledger will also be on our agenda in 2018 (though
later in the year)
... this is the beauty of the ecosystem that we are seeking to
create
... we are reaching out to other communities (e.g., EMVCo,
cryptocurrency)...there are hundreds of other non-card
payments; would be great to see more experimentation in that
space
Ian: Any examples people are aware of?
nickTR: In UK, banks are required to provide read/write APIs; Worldpay looking at using credit transfer (or similar) with PR API for this
IJ: I am also having various conversations with people about ACH payments
NickTR: Are there others who want to chime in about the roadmap (in support or alternatives)?
<stpeter> q+
Ken: Thanks to the Chairs for
pulling this together. From Amex perspective we are aligned in
thinking and agree with the priorities
... also I'd like to see whether we could bring more issuers to
the group
<nicktr> +1
nickTR: +1 to getting issuer implementation insights
<padler> +1 to Ken's suggestion
stpeter: I would like to concur with Ken's perspective. Whatever we can do to encourage participation from the widest variety of browsers would be great
Ian: +1 to Peter
stpeter: The security piece is
extraordinarily important. Things like alternate currencies are
interesting, as well as ILP. But if we don't have security
(first) we will have problems.
... I think that needs to be a strong focus in 2018
... including tokenization, encryption, and 3DS
... we need all to put resources into that to make it a
success.
nicktr: I look forward to working
with you against this roadmap and make it a collective
vision.
... many thanks to those who have weighed it.
... especially for new participants, it can be hard to
challenge group momentum.
... welcome your input; seek us out!
nicktr: We spoke about holding
our FTF meeting in Asia in April
... we are narrowing in on a venue
<nicktr> ian: adrianhb ripple can host in singapore in April
<nicktr> ian: we are trying to avoid colliding with EMV meetings in Bangkok
Straw poll:
12-13 April in Singapore?
<Ken> +1
(Ian: not good for me)
23-25 April
IJ: Please accept apology for delay; expect to nail this down within a matter of days
<scribe> ACTION: Ian to create a poll to get date preferences; allow 1 week for responses.
<trackbot> 'Ian' is an ambiguous username. Please try a different identifier, such as family name or username (e.g., IFSF-EFT-WG-Lead, ijacobs, ijmad).
nickTR: Any other events in april we need to avoid?
<Ken> can you clarify if the 3 days contemplates an potential IG Meeting?
<alyver> FYI - Money 2020 Asia in Singapore in March
Ken: WCIG might be interested in
1-day meeting.
... we will watch the poll and see whether the IG wants to add
a day-long meeting
8 February
NickTR: AOB?
Ian: I plan 3dS task force blog post tomorrow
Thanks all!