W3C

Tokenization Task Force

09 Jan 2018

Agenda

Attendees

Present
Ian, Simon, AdamSolove, Manash, Sachin, stpeter, Kristina, alyver, Clinton, Ken, Keyur
Regrets
LauraT
Chair
Ian
Scribe
Ian

Contents


<scribe> Scribe: Ian

https://github.com/w3c/webpayments-methods-tokenization/wiki/Tokenized-Card

[Ian background]

Tokenized Card Payment Method Updates

https://github.com/w3c/webpayments-methods-tokenization/wiki/Tokenized-Card

Sachin: PCI, Encryption are moved down since in development
... the PCI scope notes are heads-up...
... we also updated the request/response definitions
... clearer now what is for "display" v. "transaction"
... we made some MC things Optional

(e.g., trid)

scribe: encryption is required for this payment method
... but encryption details are deferred to the other work of this task force
... the request has been streamlined
... almost identical to basic card request
... with some bits from PR API itself

<crallen> I cannot connect to github for some reason. :(

Manash: I am wondering whether the group thinks we are sufficiently far along to speak more directly with the browser vendors
... to get some implementation experience...what does this task force feel?

IJ: Do you mean native browser implementation of the payment method?

Manash: We are working with Cap One and Worldpay on a prototype of this payment method
... in order to implement the prototype we need recognition of the short string

Sachin: We may also want to talk about browser implementation of the payment method itself

Peter: We are definitely interested in tokenization (at Mozilla).

IJ: What are the steps you'd like to go through?

Sachin: Move to more formal specification and ask for short name support to start prototyping.

Manash: I recommend that we add this to our next week agenda: yea or nay on requesting moving forward with browser implementation, then if supported move to the main WG session.

https://w3c.github.io/webpayments-methods-tokenization/index.html

<scribe> ACTION: Ian to move wiki to https://w3c.github.io/webpayments-methods-tokenization/index.html after 16 Jan call

<trackbot> 'Ian' is an ambiguous username. Please try a different identifier, such as family name or username (e.g., IFSF-EFT-WG-Lead, ijacobs, ijmad).

<asolove> I can commit to doing a review and gathering feedback from Stripe.

<scribe> ACTION: AdamSolove to review the Tokenized Card Payment Method spec, due 16 January

<trackbot> Error finding 'AdamSolove'. You can review and register nicknames at <http://www.w3.org/Payments/WG/track/users>.

<scribe> ACTION: stpeter to review the Tokenized Card Payment Method spec, due 16 January

<trackbot> Created ACTION-75 - Review the spec, due 16 january [on Peter Saint-Andre - due 2018-01-16].

Encryption / Signature proposal

https://github.com/w3c/webpayments-crypto/wiki

https://github.com/w3c/webpayments-crypto/wiki/Encryption

https://github.com/w3c/webpayments-crypto/wiki/Signatures

IJ: Trying to get security reviews and early prototyping

Sachin: I will look at this this week from a tokenization POV
... I will also see if I can get some review from our security team by our next call

IJ to Peter: Could you ask internally whether appetite to experiment?

Peter: I will check
... Would be good to have a description of threat model
... are there other attacks we have in mind.

+1 to getting security people to speak to that

Peter: Will need to dig down into, e.g., how to use the IETF specs

<crallen> +q

=> https://pcissc.secure.force.com/faq/articles/Frequently_Asked_Question/If-a-merchant-develops-an-application-that-runs-on-a-consumer-s-device-e-g-smartphone-tablet-or-laptop-that-is-used-to-accept-payment-card-data-what-are-the-merchant-s-obligations-regarding-PCI-DSS-and-PA-DSS-for-that-application

<stpeter> sorry, I haven't been using "q+"

crallen: From a data security perspective, whatever exists within PCI for data-at-rest is good for PAN and token
... if people are storing PAN and tokens in the same location, they may fall under the additional guidance from PCI about the token environment
... for payment tokens specifically

IJ: I am happy to reach out to PCI if we have specific questions

next meeting

16 January

<crallen> PCI Contact Troy Leach for PCI interactions

Then propose to update the spec and discuss on 18 Jan implementing the short name

<asolove> What is the right format for feedback? Just bring items to discuss, or write it somewhere?

=> https://github.com/w3c/webpayments-methods-tokenization/wiki/Tokenized-Card

Tokenized Card Payment Method

Encryption => https://github.com/w3c/webpayments-crypto/wiki

Ken: Can we stick around to do some meeting planning?

Summary of Action Items

[NEW] ACTION: AdamSolove to review the spec, due 16 January
[NEW] ACTION: Ian to move wiki to https://w3c.github.io/webpayments-methods-tokenization/index.html after 16 Jan call
[NEW] ACTION: stpeter to review the spec, due 16 January
 

Summary of Resolutions

[End of minutes]

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$Date: 2018/01/09 17:22:51 $