14:00:48 <RRSAgent> RRSAgent has joined #wpwg-credit
14:00:48 <RRSAgent> logging to http://www.w3.org/2017/02/23-wpwg-credit-irc
14:04:26 <pascal_bazin> pascal_bazin has joined #wpwg-credit
14:08:06 <Ian> present+ Cyril
14:08:08 <Ian> present+ Kris
14:08:10 <Ian> present+ Pascal
14:08:13 <Ian> present+
14:08:15 <Ian> present+ Todd
14:08:47 <CyrilV> CyrilV has joined #wpwg-credit
14:08:52 <Ian> http://w3c.github.io/webpayments-methods-credit-transfer-direct-debit/
14:09:36 <kriske> kriske has joined #wpwg-credit
14:09:39 <Ian> http://w3c.github.io/webpayments-methods-credit-transfer-direct-debit/
14:09:45 <Ian> IJ: Cyril and Vincent updated
14:09:51 <todd_a> todd_a has joined #wpwg-credit
14:10:06 <Ian> Cyril: Vincent is going to prepare an update to a spreadsheet with guidelines and mapping to ISO 20022 labels
14:10:08 <Ian> ...and CGI
14:10:37 <Ian> IJ: What mappings do we want to list in the document (e.g., in an appendix0?
14:10:41 <Ian> Candidates:
14:10:42 <kriske_> kriske_ has joined #wpwg-credit
14:10:42 <Ian>  * Sepa
14:10:48 <Ian>  * ISO 20022
14:10:52 <Ian>  * CGI
14:11:31 <Ian> Cyril: For Europe the SEPA implementation is both necessary and sufficient
14:11:41 <Ian> ...but CGI is interesting
14:11:52 <Ian> Todd: NACHA for ACH
14:12:09 <Ian> IJ: Where would we find the relevant terms?
14:13:31 <Ian> ACTION: Todd to locate the documentation of ACH terms for potential mapping within the CT document
14:14:30 <pascal_bazin> q+
14:14:48 <Ian> IJ: I Propose that we create an appendix with a table of mappings
14:14:50 <Ian> ack pas
14:15:02 <Ian> pascal_bazin: There is also the RTS committee that may have some descriptions
14:15:06 <CyrilV> q+
14:15:22 <Ian> ...from EBA
14:15:23 <Ian> ack Cy
14:15:38 <Ian> CyrilV: The RTS is from the EBA (central bank)
14:16:33 <Ian> ...I've read the work
14:16:40 <Ian> ...it's not a technical standard
14:16:53 <Ian> ...more about principels
14:16:55 <Ian> principles
14:17:01 <Ian> ..eg.., requirements for strong auth
14:17:07 <Ian> ...e.g., ability of have exceptions for risk-based auth
14:18:15 <Ian> IJ: Where in the ISO 20022 repo should we look?
14:19:14 <Ian> https://www.iso20022.org/payments_messages.page
14:19:14 <pascal_bazin> Thanks Cyril
14:19:55 <Ian> What is the ISO equiv?
14:20:41 <Ian> https://www.iso20022.org/message_archive.page#fifth_version_pain
14:21:31 <Ian> https://www.iso20022.org/standardsrepository/public/wqt/Content/mx/pain.001.001.05
14:21:53 <Ian> https://www.iso20022.org/standardsrepository/public/wqt/Description/mx/dico/mc/_QQntYSHQEeKGep4bhmamiA
14:22:13 <Ian> https://www.iso20022.org/standardsrepository/public/wqt/Content/mx/dico/mc/_QQntYSHQEeKGep4bhmamiA
14:22:42 <Ian> ACTION: Ian to ping Kris and Vincent to try to find the relevant ISO20022 vocabs
14:24:01 <CyrilV> q+
14:24:08 <Ian> IJ: Whom should we contact at NACHA to review the fields?
14:24:10 <Ian> ack CyrilV
14:24:27 <Ian> CyrilV: After review by VK and me we are confident re: SEPA and CGI
14:24:32 <Ian> +1 to a similar NACHA review
14:25:02 <Ian> ACTION: Ian to find someone from NACHA to review
14:25:24 <todd_a> q+
14:25:40 <todd_a> nacha has a mapping guide to iso 20022 - https://www.nacha.org/iso-20022-mapping
14:25:51 <Ian> ack todd
14:26:57 <Ian> "NACHA ISO 20022 Credit Transaction Guide to Mapping U.S. ACH File Formats – CCD, CTX, PPD and Outbound IAT
14:26:57 <Ian> "
14:27:23 <Ian> Cyril: Our use case is credit transfer request is FROM THE BENEFICIARY
14:27:30 <Ian> ...so not PAIN01
14:27:49 <Ian> ...we are pre-PAIN01 when the merchant is giving data (to comply with PAIN 01)
14:28:10 <Ian> ....our request is closer to PAIN 13 and response closer to PAIN 14
14:28:31 <Ian> IJ: On NACHA site I see references to PAINs 01, 08, 02, 53
14:29:32 <Ian> https://www.nacha.org/system/files/resources/NACHA_ISO_20022_Guide_for_pain.001_%28credit_transfer%29_Nov_2016%5B1%5D_0.docx
14:30:16 <Ian> actions?
14:30:41 <Ian> Cyril: What is CCD and PPD and CTX?
14:30:53 <todd_a> +
14:30:59 <Ian> http://content.pncmc.com/live/pnc/corporate/treasury-management/ach-conversion/ACH-File-Specifications.pdf
14:31:03 <todd_a> different formats for ach
14:31:03 <Ian> ack todd
14:31:16 <Ian> Todd: These are data formats
14:31:24 <Ian> e.g., CCD+ has addenda data around items
14:31:29 <Ian> ...e.g., line item detail on a purchase order
14:31:42 <Ian> "These formats apply to both PPDs (Pre
14:31:42 <Ian> arranged Payment and Deposit Entry
14:31:42 <Ian> type transactions) and also CCDs (Cash Co
14:31:42 <Ian> ncentration or Disbursement type of
14:31:42 <Ian> transactions).  PPD transactions are co
14:31:43 <Ian> rporate to consumer transactions, and
14:31:44 <Ian> CCD/CCD+ transactions are corporate to
14:31:46 <Ian> corporate transactions.  Refer to the
14:31:48 <Ian> National Automated Clearing House Association (NACHA) Rule Book for
14:31:52 <Ian> information concerning the rules and guid
14:31:54 <Ian> elines governing the different types of
14:31:56 <Ian> ACH transactions.  "
14:32:05 <pascal_bazin> Corporate Trade Exchange (CTX)
14:33:17 <Ian> Cyril: It could also be interesting for Vincent to do some of the mapping; he has a tool
14:34:02 <Ian> [Summary]
14:34:07 <Ian> * Thank you Cyril and Vincent for the field review!
14:34:15 <Ian> * Next steps:
14:34:32 <Ian>  - figure out relevant mappings to other standards and consider an appendix with a table of mappings
14:34:44 <Ian>  - get NACHA to look at this
14:34:49 <Ian>  - Bring the spec to the WG
14:35:27 <Ian> IJ: Propose we send the spec to the group on 9 March
14:36:11 <Ian> IJ: I plan to do a little editing.
14:36:24 <Ian> IJ: What should our list of supported credit transfer networks be?
14:36:28 <Ian> (initially)
14:36:42 <Ian> Analogy => https://www.w3.org/Payments/card-network-ids
14:37:19 <Ian> Today we have: ach, bacs, sepa, chaps
14:38:03 <Ian> ACTION: Ian to create a note in the spec about how we will manage the network list similar to card networks
14:38:26 <Ian> IJ: Any other topics?
14:38:43 <Ian> IJ: Is there support for 9 March?
14:38:44 <Ian> Cyril: +1
14:38:45 <CyrilV> +1
14:38:45 <todd_a> +
14:38:54 <Ian> {no objections}
14:39:22 <Ian> pascal: +1
14:39:52 <Ian> Topic: Updates to the spec
14:40:09 <Ian> IJ: if you edit the spec directly on GitHub, please let us know...apparently I don't get pinged for some types of edits
14:40:27 <Ian> Topic: Next meeting
14:40:31 <Ian> None planned
14:40:34 <Ian> RRSAgent, make minutes
14:40:34 <RRSAgent> I have made the request to generate http://www.w3.org/2017/02/23-wpwg-credit-minutes.html Ian
14:40:38 <Ian> RRSAgent, set logs pubilc
14:40:41 <Ian> RRSAgent, set logs public
14:54:41 <Ian> RRSAgent, bye
14:54:41 <RRSAgent> I see 4 open action items saved in http://www.w3.org/2017/02/23-wpwg-credit-actions.rdf :
14:54:41 <RRSAgent> ACTION: Todd to locate the documentation of ACH terms for potential mapping within the CT document [1]
14:54:41 <RRSAgent>   recorded in http://www.w3.org/2017/02/23-wpwg-credit-irc#T14-13-31
14:54:41 <RRSAgent> ACTION: Ian to ping Kris and Vincent to try to find the relevant ISO20022 vocabs [2]
14:54:41 <RRSAgent>   recorded in http://www.w3.org/2017/02/23-wpwg-credit-irc#T14-22-42
14:54:41 <RRSAgent> ACTION: Ian to find someone from NACHA to review [3]
14:54:41 <RRSAgent>   recorded in http://www.w3.org/2017/02/23-wpwg-credit-irc#T14-25-02
14:54:41 <RRSAgent> ACTION: Ian to create a note in the spec about how we will manage the network list similar to card networks [4]
14:54:41 <RRSAgent>   recorded in http://www.w3.org/2017/02/23-wpwg-credit-irc#T14-38-03