Cat Herding 101

Toward an Ideal Web Payments Experience

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Intro

Consensus

What are we doing?

Consensus

  • W3C creates standards through consensus.

  • An "ideal" payments experience is subjective, there are many.

  • We can only realistically standardize parts
    of the experience.

  • What are the inputs to standardization?

Input

Papers

Workshop Paper Survey Findings

Papers

  • Survey of Workshop Papers

  • No Verified Identity / Trust Mechanism (72%)

  • Outdated Security Tech (50%)

  • No Payment Request Standard (38%)

  • No Proof of Purchase Standard (38%)

Input

Papers

Workshop Paper Survey Findings

Papers

  • Bad Payment Provider Competition (38%)

  • Integration Expensive for Vendors (31%)

  • Mobile Payments are Fragmented (31%)

  • Payment Provider Lock-in (28%)

  • Poor rate of Innovation & Extensibility (28%)

Input

Community

Web Payments Community Group


  • W3C Web Payments CG - 146 members from payments industry, NGOs, and public

  • Designed to incubate open payment technologies

  • Currently working on 14 technologies that
    could be used for payment problems
    identified by the papers.

Input

Community

Web Payments Community Group

Input

Workshop

Workshop Attendee Input

  • Problems - What's broken?

  • Constraints - What should we avoid?

  • Use Cases - What are the ideal experiences?

  • Goals - What does success look like?

  • Actions - What does W3C do next?

Thanks

Learn more...

The End

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